Canadian Mortgage Trends
- Rents easing across most major markets but many tenants not feeling relief: CMHC 8 July 2025Canada's housing agency says advertised rents in some major cities are easing due to factors such as increased supply and slower immigration, but renters are still not feeling relief.
- HomeEquity Bank launches custom solutions to help parents gift down payments 8 July 2025HomeEquity Bank has launched a new platform to help parents unlock their home equity to support their children’s first home purchase.
- N.S. government failure has made affordability similar in Halifax and Toronto: NDP 8 July 2025Nova Scotia’s NDP says the provincial government's failure to address the cost of living has made affordability in Halifax comparable to that in Toronto, and the party is calling for urgent action.
- The mortgage pro’s guide to AI: What to use, when, and why it matters 7 July 2025From writing emails and analyzing client data to brainstorming marketing ideas, mortgage professionals are embracing AI to work more efficiently. But knowing which tools to use—and how to use them wisely—can make all the difference.
- GTA home sales down year-over-year in June, listings up: real estate board 4 July 2025Real estate watchers in the Greater Toronto Area are hoping a recovery may be underway as figures for June showed signs that activity could be stabilizing after a sluggish first half of 2025.
Rate Spy
- What Will Canadians do With All Their New Equity? 22 July 2021Millions of Canadians have “won” the Canadian housing lottery in the last year. Of the three quarters of homeowners who have owned for more than five years, they’ve amassed over $175,000 of equity, on average. Many, including those most able to spend their equity, have accumulated far more thanks to incessantly rising home values. “Canadians...
- Mortgage Rates: Give Them Time 12 July 2021Bond yields have sunk this month. And it’s taken no time for skeptics to pronounce that inflation fe
- Is the BoC Not Telling Us Something? 26 June 2021There’s a widening chasm between what the Bank of Canada is telling Canadians about inflation and what corporate leaders expect. The following chart ain’t pretty, and it contrasts starkly with the BoC’s inflation outlook. This graph from CFIB shows that businesses now plan to boost prices by 4.7% in the next 12 months. That is...
- Key Government Rate Falls to 3-Month Low 11 June 2021. One truth in economics is that mortgage rates typically follow inflation expectations, at least over time. That eventually poses a problem for borrowers, particularly after consumer prices take flight, like they have this year. U.S. core inflation, for example, recently jumped the most in four decades, 0.9% on a monthly basis. That “was well...
- Canadian Mortgage News Daily — June 1, 2021 1 June 2021Here's a daily helping of fresh Canadian mortgage news (the ita
The Mortgage Reports
- How Soon Can You Refinance a Mortgage? | 2025 8 July 2025How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.
- Time to Negotiate? For-Sale Inventory Keeps Growing Past 1 Million in June 8 July 2025Active for-sale listings grew annually in June for the 20th straight month, an encouraging sign for first-time home buyers.
- Home Buyer and Consumer Optimism Hit June Gloom 8 July 2025Home buyer sentiment and consumer confidence dropped in June, behind concerns over tariff costs, job security, and government instability.
- What Are the Different Types of Home Equity Loans and Which Is Best? 8 July 2025Compare the main types of home equity loans—from fixed-rate loans to equity sharing agreements—to find the perfect fit for your goals.
- How to Get Equity Out of Your Home Without Refinancing | 2025 7 July 2025Wondering how to get equity from your home without refinancing? Discover the cheapest ways to get equity out of your house without getting a new mortgage.