Canadian Mortgage Trends
- The FHSA tax strategy that puts savings in every paycheque 13 November 2026Mortgage brokers may be overlooking a way to help clients save for a down payment faster by reducing income tax withheld at source.
- Supreme Court of Canada dismisses bid to appeal B.C. foreign buyer tax case 13 November 2026The Supreme Court of Canada won't hear an appeal challenging the application of British Columbia's foreign buyer tax on a real estate purchase involving joint ownership by a Canadian citizen and a foreign national.
- B.C. home sales slide 11% in October as Lower Mainland struggles 12 November 2026British Columbia recorded 5,670 home sales last month, a drop of almost 11% from October last year.
- Nearly 500,000 made no Home Buyers’ Plan repayment for 2025 11 November 2026More than 45% of participants who had a repayment due and filed a tax return fell short of the annual minimum, CRA figures show.
- BlackRock, Scotiabank economists are seen as contenders to run Bank of Canada 11 November 2026The Bank of Canada is set to begin the search for its next governor, but this time there’s a twist.
The Mortgage Reports
- Benefits of a Paid-Off House in Retirement: Keep or Tap? 12 November 2026Weigh the benefits of a paid-off house in retirement against tapping equity. See when a HELOC or reverse mortgage line helps, and when to leave it alone.
- Fed’s Waller Floats a Half-Point Hike After Hot Inflation. What It Means for Your HELOC, ARM or Mortgage 12 November 2026October CPI rose 0.4%, above forecasts, and Fed Gov. Christopher Waller said a half-point December hike should be considered. What it means for fixed rates, ARMs and HELOCs.
- What Is a Quitclaim Deed? How It Works and When to Use One 12 November 2026A quitclaim deed transfers ownership without guaranteeing title, and it won't take you off the mortgage. See when to use one and how to file it.
- Housing Grants & Loans for People With Disabilities | 2026 12 November 2026Learn about grants and home loans for disabled individuals that can make it easier and more affordable to buy your own home.
- HELOC Rates by State: Rates in the 10 Largest States 11 November 2026Lenders in the 10 largest states advertised HELOC starting rates of about 6.00% to 7.25% APR in November 2026. See each lender, date and assumptions.