Canadian Mortgage Trends
- RBC sees rising mortgage delinquencies, with GTA leading the way 30 May 2025RBC is starting to see more signs of stress in its mortgage book as high interest rates continue to weigh on borrowers—particularly in more economically vulnerable parts of the country.
- Q1 GDP beats forecasts, pushing rate cut expectations to July 30 May 2025With Q1 GDP topping forecasts, expectations for a rate cut next week are fading among some economists.
- CIBC reports rise in profit on trading boost, modest borrower concerns 29 May 2025CIBC reported a rise in second-quarter profit from last year as it got a boost from volatility-related trading while loan losses were subdued despite the economic uncertainty.
- Provinces ‘hold the key’ to unlocking homebuilding, new report argues 29 May 2025While the federal government and cities across Canada are making strides on expanding the housing supply, the provinces still need to get serious about building quality homes, a new report released Thursday argues.
- National Bank sees continued mortgage growth amid CWB integration push 29 May 2025National Bank of Canada reported stable mortgage growth in the second quarter, supported by strong originations and renewals, even as its focus remains on integrating Canadian Western Bank.
Rate Spy
- What Will Canadians do With All Their New Equity? 22 July 2021Millions of Canadians have “won” the Canadian housing lottery in the last year. Of the three quarters of homeowners who have owned for more than five years, they’ve amassed over $175,000 of equity, on average. Many, including those most able to spend their equity, have accumulated far more thanks to incessantly rising home values. “Canadians...
- Mortgage Rates: Give Them Time 12 July 2021Bond yields have sunk this month. And it’s taken no time for skeptics to pronounce that inflation fe
- Is the BoC Not Telling Us Something? 26 June 2021There’s a widening chasm between what the Bank of Canada is telling Canadians about inflation and what corporate leaders expect. The following chart ain’t pretty, and it contrasts starkly with the BoC’s inflation outlook. This graph from CFIB shows that businesses now plan to boost prices by 4.7% in the next 12 months. That is...
- Key Government Rate Falls to 3-Month Low 11 June 2021. One truth in economics is that mortgage rates typically follow inflation expectations, at least over time. That eventually poses a problem for borrowers, particularly after consumer prices take flight, like they have this year. U.S. core inflation, for example, recently jumped the most in four decades, 0.9% on a monthly basis. That “was well...
- Canadian Mortgage News Daily — June 1, 2021 1 June 2021Here's a daily helping of fresh Canadian mortgage news (the ita
The Mortgage Reports
- Mission Loans Mortgage Review for 2025: Rates, Loan Options and Customer Feedback 30 May 2025Mission Loans review showing how Mission Loans compares to other top lenders for mortgage rates, loan options, and customer service reviews.
- Will Interest Rates Go Down in June? | Predictions 2025 29 May 2025Mortgage rates rollercoastered to start 2025. Will they trend downwards in June? Here's what the experts think.
- USAA Mortgage Review for 2025: Rates, Loan Options and Customer Feedback 29 May 2025USAA mortgage review showing how USAA compares to other top mortgage lenders for mortgage rates, customer service, and loan options.
- Movement Mortgage Review for 2025: Rates, Loan Options and Customer Feedback 29 May 2025Movement Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loan options.
- Which Online Mortgage Marketplace Is Right for You? | 2025 Review 28 May 2025We compared online mortgage marketplaces based on educational quality, usability, and real-user feedback to help you find the right platform for your home loan search.