Canadian Mortgage Trends
- Big Six impaired loans nearly triple, but remain manageable: Morningstar DBRS 4 September 2026Impaired loans have climbed to $37.5 billion as consumer and commercial credit pressures grow, although mortgage delinquencies remain relatively low.
- Fed rate decision still hangs on inflation after jobs report 4 September 2026A surprise jump in U.S. hiring last month has bolstered the case for the Federal Reserve to raise interest rates when they meet later this month, but a hike is still not guaranteed.
- Canadian employment down 41,700, jobless rate holds at 6.4% 4 September 2026Employment in Canada fell by 41,700 in August, reversing some of the labour market momentum observed in recent months as manufacturing posted the only significant increase.
- U.S. share of Canada’s exports drops to 66%, lowest outside pandemic 4 September 2026Canada’s trade surplus narrowed sharply in July as declines in gold and energy dropped exports to the U.S. to their lowest proportion since 1997, outside the COVID-19 pandemic.
- TMG looks to fill the gaps for independent brokerages 3 September 2026TMG’s recently launched enterprise platform gives established brokerages access to shared infrastructure and expertise while allowing them to remain independent.
The Mortgage Reports
- Getting a Mortgage in Your 70s or 80s: Is There Really an Age Limit? 3 September 2026If you're in your 70s or 80s and thinking about buying a home or refinancing, you've probably wondered whether a lender will look at your age
- Gray Divorce at 65+: How the Refinance Buyout Works and How a Retiree Qualifies Solo 3 September 2026Divorcing at 65+ and keeping the house? Here's how the refinance buyout removes your ex from the loan, and how a retiree qualifies solo...
- Property-Tax Deferral vs. a Reverse Mortgage: The Lien-Priority Conflict That Can Block One or the Other 3 September 2026You are on a fixed income, the property-tax bill keeps climbing, and you have found two ways to ease the pressure: your state or county might
- How to Get Out of a Reverse Mortgage 3 September 2026If you think a parent was talked into a reverse mortgage they never needed, signing the paperwork was not the end of the road.
- What Is a LESA on a Reverse Mortgage? (2026 Guide) 3 September 2026A LESA sets aside part of your reverse mortgage to cover property taxes and insurance. Here's what triggers one, how much it holds back...