Canadian Mortgage Trends
- Can you retire with a mortgage? More Canadians are saying yes 18 July 2025Retiring with mortgage debt is no longer the exception—it’s quickly becoming the norm as rising housing costs and later-life borrowing reshape retirement in Canada.
- Eliminating interprovincial trade barriers would add 30K annual housing starts: CMHC 17 July 2025A new analysis by the national housing agency estimates Canada could add 30,000 more housing starts annually by eliminating interprovincial trade barriers.
- Family support and broker advice key to affording homeownership today: survey 17 July 2025Affordability pressures continue to reshape how Canadians buy homes, with family support, rental income, and professional advice playing a bigger role in purchase decisions.
- Fixed mortgage rates creep higher as bond yields rise 16 July 2025Lenders have started raising fixed mortgage rates again, with signs pointing to a short-term upward trend.
- Canada’s housing starts hold steady in June as Vancouver surges, Toronto slumps 16 July 2025Canada’s pace of new home construction edged up in June, rising 0.4% from May to a seasonally adjusted annualized rate of 283,734 units, according to the Canada Mortgage and Housing Corporation.
Rate Spy
- What Will Canadians do With All Their New Equity? 22 July 2021Millions of Canadians have “won” the Canadian housing lottery in the last year. Of the three quarters of homeowners who have owned for more than five years, they’ve amassed over $175,000 of equity, on average. Many, including those most able to spend their equity, have accumulated far more thanks to incessantly rising home values. “Canadians...
- Mortgage Rates: Give Them Time 12 July 2021Bond yields have sunk this month. And it’s taken no time for skeptics to pronounce that inflation fe
- Is the BoC Not Telling Us Something? 26 June 2021There’s a widening chasm between what the Bank of Canada is telling Canadians about inflation and what corporate leaders expect. The following chart ain’t pretty, and it contrasts starkly with the BoC’s inflation outlook. This graph from CFIB shows that businesses now plan to boost prices by 4.7% in the next 12 months. That is...
- Key Government Rate Falls to 3-Month Low 11 June 2021. One truth in economics is that mortgage rates typically follow inflation expectations, at least over time. That eventually poses a problem for borrowers, particularly after consumer prices take flight, like they have this year. U.S. core inflation, for example, recently jumped the most in four decades, 0.9% on a monthly basis. That “was well...
- Canadian Mortgage News Daily — June 1, 2021 1 June 2021Here's a daily helping of fresh Canadian mortgage news (the ita
The Mortgage Reports
- Mortgage Rate History | Chart & Trends Over Time 2025 18 July 2025Current and historical mortgage rate charts showing average 30-year mortgage rates over time. See today's rates in context.
- Wyoming First-Time Home Buyer | Grants & Programs 2025 17 July 2025Everything you need to know as a Wyoming first-time home buyer, from home prices to loan options and grant programs.
- Wisconsin First-Time Home Buyer | Grants & Programs 2025 17 July 2025Everything you should know as a first-time home buyer in Wisconsin, including loan programs, grants, and home buyer assistance.
- West Virginia First-Time Home Buyer | Grants & Programs 2025 17 July 2025Everything you need to know as a West Virginia first-time home buyer, from home prices to loan options and home buyer assistance.
- Washington First-Time Home Buyer | Programs & Grants 2025 17 July 2025Everything you need to know as a Washington first-time home buyer, from home prices and mortgage options to home buyer assistance.